Click Here For Our Financial Calculators
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Deposit Accounts
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Product
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Interest Available
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Minimum Deposit
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Interest Rate
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APY*
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Rewards Checking**
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Monthly
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$1.00
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2.96
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3.00
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-
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Monthly
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$ 25,000.00
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1.00
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3.00- 1.00
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Rewards Checking** (Non-Qualifying)
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Monthly
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$ 1.00
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.10
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.10
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Interest Checking
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Monthly
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$ 1,000.00
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.25
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.25
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Regular Savings
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2/1 & 8/1
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$100.00
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.75
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.75
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Money Market
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Monthly
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$ 2,500.00-24,999
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.75
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.75
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-
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Monthly
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$25,000.00-49,000
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.75
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.75
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-
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Monthly
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$50,000.00-99,999
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1.29
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1.30
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-
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Monthly
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$100,000.00+
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1.49
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1.50
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Christmas Club
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Maturity
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$1.00
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1.00
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1.00
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Health Savings Account
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Monthly
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$ 1.00
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2.00
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2.02
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*APY = Annual Percentage Yield
Rates Effective as of March 23, 2010. Rates are subject to change weekly, and without notice. The rate may change after the account is opened. Fees could reduce the earnings on the account.
**Rewards Checking has No Minimum Balance Required. However you must deposit a minimum of $100 to open this account. Available for Personal Accounts only. No monthly service charge. If you do not meet the requirements per cycle, your account will still function as a free checking account earning the Base Rate; however it will not receive ATM refunds for that time period. **3.00% Annual Percentage Yield (APY) paid on balances between one penny and $25,000, and 1.00% APY paid on all amounts above $25,000 each cycle the minimum requirements are met. If you do not meet the requirements during a given cycle, you will earn the Base Rate of 0.10%.
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Certificates of Deposit
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Term
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Interest Available
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Minimum Deposit
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Interest Rate
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APY*
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30 Days
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Monthly
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$500.00
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1.00
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1.00
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3 Months
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Monthly
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$500.00
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.60
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.60
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6 Months
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Monthly
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$500.00
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1.00
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1.00
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1 Year
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Monthly
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$500.00
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1.39
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1.40
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18 Months
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Monthly
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$500.00
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1.49
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1.50
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2 Years
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Monthly
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$500.00
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1.74
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1.75
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2 1/2 Years
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Monthly
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$500.00
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1.99
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2.01
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3 Years
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Monthly
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$500.00
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1.98
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2.00
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4 Years
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Monthly
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$500.00
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2.28
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2.30
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5 Years
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Monthly
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$500.00
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2.72
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2.75
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*** 7 Month Special
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Monthly
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$500.00
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1.35
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1.36
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***13 Month Special
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Monthly
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$500.00
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1.53
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1.54
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***Celebrating 135 years CD Specials***
Come in and ask about our special CD rates.
*APY = Annual Percentage Yield
All rates effective June 11, 2010. Rates are subject to change weekly, and without notice. A penalty will be imposed for early withdrawal.
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IRA Rates
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Rate Type
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Minimum Deposit
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Interest Rate
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APY*
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Variable Rate
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$100.00
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1.98
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2.00
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Fixed Rate
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$500.00
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Same as CD
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Same as CD
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*APY = Annual Percentage Yield
Rates Effective as of Dec 1, 2008. Rates are subject to change weekly, and without notice. A penalty may be imposed for early withdrawal, where applicable.
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Real Estate Loans
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Product
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Structure
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Term
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Annual Percentage Rate
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15 Year
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Fixed
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15 Years
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Contact Loan Department
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20 Year
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Fixed
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20 Years
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Contact Loan Department
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30 Year
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Fixed
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30 Years
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Contact Loan Department
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1 Year ARM
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Adjustable
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30 Years
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Contact Loan Department
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3 Year ARM
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Adjustable
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30 Years
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Contact Loan Department
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5 Year ARM
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Adjustable
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30 Years
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Contact Loan Department
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Normal closing costs apply. Subject to credit approval. Other rates and programs are available. Please contact a loan officer at 282-3861 for additional information.
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Consumer Loans
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Rates vary according to terms and conditions of the loan.
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Please contact a loan officer at 282-3861 for additional information.
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Business Loans / Non-Personal Loans
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Rates vary according to terms and conditions of the loan.
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Please contact a loan officer at 282-3861 for additional information.
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